Natural Resources Defense Council Applies ZestyAI’s ZORRO Discover™ for Climate Risk Research and Insurance Market Analysis

ZestyAI today announced that NRDC (Natural Resources Defense Council), one of the nation's leading environmental advocacy organizations, is using ZORRO Discover™ to support its climate research and public policy advocacy efforts.

NRDC's FAIR Future Team uses ZORRO Discover to analyze insurance rate filings, track regulatory trends, and support climate-focused policy advocacy across U.S. insurance markets.

As climate-related risks reshape property insurance markets, policymakers and advocates face growing pressure to respond with evidence-based solutions. Yet the underlying data has historically been difficult to access—buried within hundreds of pages per filing, across dozens of insurers and multiple states.

ZORRO Discover addresses this challenge by using agentic AI to aggregate and structure more than 2 million P&C rate and form filings, representing over 200 million pages of regulatory documentation, into a unified, searchable system of decision intelligence.

NRDC will use the platform to support state-level advocacy and analyze rate and risk trends in key jurisdictions.

Alfonso Pating, Global Financial Regulations Specialist at NRDC, said:

“Insurance filings contain critical information about how risk is being priced and why—but extracting that information across dozens of companies and multiple states has traditionally required an enormous investment of time and effort."

NRDC's decision reflects a broader shift: regulatory data is no longer just a compliance artifact—it is a strategic asset for understanding how insurance markets function and evolve.

ZORRO Discover brings the same depth of regulatory intelligence used by insurers into the policy and research ecosystem shaping the industry.

Attila Toth, Founder and CEO of ZestyAI, said:

"Insurance filings contain the most detailed record of how risk is priced—but until now, they haven’t been accessible or usable at scale. That changes how insurance markets can be understood. We’re pleased to support NRDC’s work in this area."

ZORRO Discover continuously analyzes new regulatory submissions and outcomes across jurisdictions, giving users a current view of how insurance markets are changing. For NRDC’s FAIR Future Team, this means monitoring how insurers are responding to climate-related risk in real time—and to ground advocacy and media engagement in comprehensive, current data rather than fragmented or outdated sources.