GuardianPointe Insurance Company Selects ZestyAI to Strengthen Portfolio Risk Visibility
Adoption of AI-driven property intelligence powers a more transparent, defensible view of exposure
GuardianPointe Insurance Company has selected ZestyAI's Roof Age and Z-PROPERTY™ solutions to bring greater accuracy and confidence to how property risk is understood across its personal and commercial lines portfolios.
For insurers, portfolio performance depends on having a complete and accurate view of exposure. Yet most portfolios are built on inconsistent or outdated property data, introducing uncertainty into underwriting, pricing, and portfolio management decisions.
As a new entrant, GuardianPointe is establishing a data-driven foundation from the outset—prioritizing precise, property-level insight to support disciplined underwriting and portfolio management.
ZestyAI addresses this gap by delivering verified, property-level intelligence at scale. Its Roof Age solution uses building permit records, historical aerial imagery, and advanced AI to detect roof replacement events and assign accurate roof age. Z-PROPERTY extends this with a comprehensive view of each structure and parcel, including characteristics that materially impact loss.
Together, these solutions give GuardianPointe a consistent, data-driven foundation for understanding the properties it insures and how risk accumulates across its portfolio.
Rick Espino, CEO of GuardianPointe Insurance Company, said:
“ZestyAI gives us a clearer, property-level understanding of the risks across our portfolio. That visibility helps reduce uncertainty and strengthens how we evaluate and manage exposure across our book.”
“The industry is shifting toward a more exact understanding of risk—grounded in what’s actually present at each property,” said Attila Toth, Founder and CEO of ZestyAI.
“GuardianPointe is building that clarity into how its portfolio is understood, giving it a stronger foundation for long-term performance.”
ZestyAI has secured more than 200 regulatory approvals nationwide, giving insurers a trusted, property-level foundation to underwrite, price, and manage risk with precision.
