ZestyAI's agentic AI platform helps the farmer-founded mutual track market filing activity and accelerate rate and product decisions

ZestyAI today announced that Georgia Farm Bureau Mutual Insurance Company has selected ZORRO Discover™ to accelerate regulatory research and gain deeper visibility into rate, form, and competitive filing activity across the insurance market.
Founded in 1959 by the Georgia Farm Bureau Federation, the state's largest voluntary agricultural organization, Georgia Farm Bureau Mutual has spent decades getting to know the farms, homes, and businesses behind an industry that contributes more than $91.4 billion to Georgia's economy each year. But knowing your customers isn't enough to build the right products for them. It also takes understanding rate trends, competitor moves, and how regulators have responded to similar filings — intelligence that's often buried in millions of pages of public documents.
That kind of intelligence has traditionally been out of reach for all but the largest national carriers, which can afford entire teams to comb fragmented databases and years of objection letters. ZORRO Discover closes that gap. Purpose-built for insurance, its AI agents search and analyze more than 200 million pages of P&C rate and form filings spanning a decade, returning cited answers, connecting filings to carrier market share, and incorporating new submissions as they're approved.
The result: Georgia Farm Bureau's team can identify relevant precedent, track competitor activity, and anticipate regulatory concerns before a filing is submitted — work that once took days now takes minutes, freeing the team to focus on stronger products and more accurate pricing for the Georgians the company insures.
Steven Reslie, Principal Actuary at Georgia Farm Bureau Mutual Insurance Company, said:
"Our actuarial team needs to understand not only what's changing in the market, but how regulators are responding to those changes. ZORRO Discover gives us a much faster way to find that information and put it to work. Spending less time compiling filings gives us more time to do what we are here to do: build better products for the farm families and rural communities we serve."
Attila Toth, Founder and CEO of ZestyAI, said:
"Georgia Farm Bureau Mutual Insurance Company has spent more than 65 years learning its farm families better than anyone. What they haven't had is the regulatory intelligence a national carrier can afford to build. ZORRO Discover closes that gap, giving their team fast, cited answers from a decade of filings so they can spend their time where it matters most: building better products for the people who power Georgia's largest industry."
Georgia Farm Bureau Mutual Insurance Company joins a growing group of P&C insurers using ZORRO Discover across actuarial, regulatory, competitive intelligence, and product development workflows.